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The entity data layer for Europe.

itemzz is building the operating system for Europe's households and micro-businesses — the single source of truth that feeds financial services, insurance, and public administration across 27 EU member states.

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itemsnest GmbH, Berlin (HRB 233045 B)

The opportunity

147M

households across Europe

41M

private households in Germany alone

4M

freelancers and Einzelunternehmer in Germany

3M

small businesses (1–20 employees) in Germany

€0

value of structured household data infrastructure today

27

EU member states in the addressable long-term market

No player currently owns the European entity data layer. Check24 asks users to fill in forms. itemzz already has the data. Germany is the starting point — not the ceiling.

From paper form to intelligent data.

Unstructured → Captured → Classified → Connected → Enriched → Structured → Intelligent

147 million European households are at stage 1. itemzz moves them to stage 7 — automatically, continuously, and with explicit user consent. Every household that reaches Structured or Intelligent becomes a node in the European entity data graph.

The perfect storm

Three forces converging in 2026 — across all of Europe.

EU regulatory tailwinds

  • • PSD2 / Open Banking — banks across Europe must expose transaction data via API
  • • EU Cyber Resilience Act — IoT manufacturers must expose device data APIs in all EU markets
  • • Radio Equipment Directive — connected devices need secure data interfaces EU-wide
  • • EU AI Act — structured, auditable, consented data across member states
  • • GDPR — consumer trust in compliant platforms at all-time high across Europe
  • • ELSTER / Making Tax Digital — digital-first tax submissions require structured data
  • • EU Data Act (2025) — users have the right to share their IoT device data

External household pressures

  • • Inflation — financial penalty for contract inaction has never been higher across Europe
  • • Insurance complexity — average European household holds 7+ policies
  • • Digital service proliferation — 12+ subscriptions, hundreds in hidden annual waste
  • • Demographic shift — ageing Europe = growing estate planning urgency in every market
  • • Remote work — new tax deductions, insurance needs, asset questions in every country

Technology maturity

  • • AI can now extract and reason about household data at scale — in any European language
  • • Open Banking APIs live across all EU member states via PSD2
  • • IoT device penetration crossed mainstream threshold in 2024–2025
  • • Cloud storage has already digitised the data — itemzz makes it structured
EU mandates data opennessThe pipes exist
Household costs are risingThe pain is acute
AI can process unstructured dataThe technology is ready
Cloud storage is already digitalThe data is already there
IoT devices are mainstreamThe physical world is connected
GDPR has built consumer trustThe consent is grantable
No structured household data layerThe market is open

2026 is the year these forces converge. The company that builds the structured European household data layer now owns it for the next decade.

A compounding data flywheel.

Connect → Import → Classify → Output → Gap fill → Map → Act → Log → Plan → Adapt → ↺

Each loop makes the entity more complete, more intelligent, and more valuable — to the user, to partners, and to the platform. The flywheel compounds across every household in Europe that joins itemzz.

ConnectImportClassifyOutputGap fillMapActLogPlanAdapt

Four phases. One data layer.

Phase 1 — Now

Subscription — €9/month Pro. Germany first.

Phase 2 — Near term

Marketplace affiliate — referral fees from partner conversions across DACH.

Phase 3 — Medium term

API marketplace — providers across Europe pay for pre-filled, consented entity data.

Phase 4 — Long term

Standard entity data infrastructure for 147 million European households — feeding financial services, insurance, and public administration across all 27 EU member states.

Built and shipping.

  • • Platform live at itemzz.io — Berlin-based, GDPR-compliant, EU data storage
  • • Forms & Audits: Notfallordner ✅ Steuererklärung ✅ — 5 more in progress
  • • Connectors: Gmail ✅ Google Calendar ✅ Open Banking ✅
  • • AI: Agent ✅ Chat (13 tools) ✅ Projects ✅ Marketplace ✅
  • • Public site: Private · Business · Partners · Developers · Investors · About
  • • Stack: Next.js 16, Supabase (eu-west-1), Anthropic Claude API, Stripe
  • • Legal: itemsnest GmbH, Berlin, HRB 233045 B — Supabase DPA signed

We're open to conversations.

We're seeking partners and investors who share the vision of structured European household data — and understand that the entity data layer is one of the most defensible positions in the European consumer market.

  • • Seed investment — accelerate output modules, provider integrations, and European expansion
  • • Strategic partnerships — insurance carriers, energy providers, mortgage lenders
  • • Distribution partnerships — payroll providers, HR platforms, public administration
Request investor deck →

itemsnest GmbH · Berlin · HRB 233045 B · itemzz.io