Complexity
15+ contracts, multiple insurance policies, income sources, digital subscriptions. Too much to hold in your head.
Our mission is to structure every household's data across Europe — making it accessible, actionable, and automatically useful for the people, services, and systems that need it.
Household life arrives as fragments — statements, threads, portals, devices. itemzz resolves them into one relational model so services and automations can act on structure, not screenshots.
Germany first. Europe next.
Germany has some of the most complex household administrative requirements in Europe — Steuererklärung, Notfallordner, Versicherungscheck, Erbschaft & Nachlass. We started here because the need is highest. But the problem is European.
15+ contracts, multiple insurance policies, income sources, digital subscriptions. Too much to hold in your head.
Data scattered across inboxes, paper folders, PDFs, bank portals, and memory. You can't manage what you can't find.
Even when you know where something is, access is blocked. The portal exists — but the password is long forgotten.
Contracts and statements are voluminous. The figure you need is buried in fine print.
Once found, data must be manually typed into forms — character by character, on mobile, with zero tolerance for error.
Every single step between 'I need this information' and 'the information is working for me' is a barrier. itemzz eliminates the entire chain.
itemzz is an entity operating system. It runs the back office of any small entity — a family household, a freelancer, or a small business. The core insight: a family is a micro-enterprise. It has assets, liabilities, income, expenses, suppliers, compliance obligations, projects, and risk — identical in structure to a real business, different only in motivation.
Tax returns, emergency folders, insurance audits — auto-filled from your data.
A continuously running agent that surfaces recommendations and executes actions.
Personalised partner services — gap detection, optimisation, and cancellation recommendations.
Gmail, Google Calendar, Open Banking, IoT devices — data flows in automatically.
Europe is systematically mandating the opening of data that was previously locked. PSD2 opens banking data. The EU Cyber Resilience Act requires IoT manufacturers to expose device APIs. The EU Data Act gives users the right to share their device data. The EU AI Act demands structured, consented data. GDPR has built the consumer trust needed to act on it. The regulation is creating the infrastructure itemzz runs on — across all 27 EU member states.
Inflation has raised the cost of administrative inaction across Europe. The average household holds 7+ insurance policies and 12+ digital subscriptions — with no tool to manage them. An ageing population is creating urgency around estate planning. Remote work has added new tax and insurance complexity in every European country.
AI can now extract, classify, and reason about household data at scale. Open Banking APIs are live across Europe. IoT device penetration has crossed the mainstream threshold. Cloud storage has already digitised the data — itemzz makes it structured and machine-readable for the first time.
The regulation is in force. The technology is ready. The pain is real. The market is open — across all of Europe.
Germany first. The most complex household administrative market in Europe — and the best place to prove the model.
Entity OS for families and businesses across the DACH region.
API marketplace for Europe. Providers pay to access pre-filled, consented entity data across EU markets.
Standard data infrastructure for European households and micro-businesses — across all 27 EU member states.
Founded: Berlin, 2024
Legal: itemsnest GmbH, HRB 233045 B
Registered: Amtsgericht Charlottenburg
Headquarters: Berlin, Germany
Market: Germany first — Europe next
Data controller: itemsnest GmbH
Supervisory authority: BlnBDI (Berliner Beauftragte für Datenschutz)
EU data storage: Supabase eu-west-1, Ireland
GDPR compliant by design
Andi Beka
Founder & CEO · andi.beka@itemsnest.com
"Building the structured data infrastructure for Europe's households and businesses."